A Visual Guide to Credit Scores

Guide to Credit Scores 2

Courtesy of Sainsbury's Bank, a visual guide to credit scores. What Makes a Credit Score? When is Your Credit Score Checked? What Influences Your Credit Score? How Can You Improve Your Credit Score? For more on your credit record, see our guide 'Check Your Credit Rating'. For more information about improving your credit score, see our guide 'How to Improve Your Credit Score'.  

First Direct, and not judging a book by its cover

First Direct

Some well-known sayings are there for a reason. “Don't judge a book by its cover” is among the best of them, and one of the traps we can easily fall into when it comes to judging our banks. First Direct has just topped a customer service league compiled by Which?. It's good news for the beleaguered banking industry, and it's no fluke either.

Relief for debtors as Wonga abandons ill-conceived loans


Hundreds of thousands of people will be able to breathe easier today after payday lender Wonga agreed to write off more than £200 million in loans as part of an overhaul of its lending practices. The firm has developed a reputation for intimidating customers into repaying its high-cost loans which they can scarcely afford.

Savings Guide: How to Keep Your Savings Safe

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A number of banks were severely weakened during the recent financial crisis. The near-collapse of the Co-operative Bank in 2013 shows that this remains a cause for concern. So, for savers, it’s worth taking the steps to ensure that your deposits are safe in case your bank or building society goes bust.