Abbey Fixed Rate Bonds

Abbey has launched a new fixed rate bond offering very competitive rates of interest on one & two year terms. These great accounts allow you to calculate exactly how much interest you will earn from your investment, so you can sit back and watch your money grow.

The new Abbey fixed rate bonds have been designed to suit all types of savers, with the Abbey 1 year account offering savers a rate of 3.0% on balances of £1 up to £24,999 and 3.5% from £25,000 up to £2,000,000, and the 2 year account offering 4.01% on balances of £30,000 up to £2 million.

On maturity you can have your deposit plus the interest earned paid into an Abbey savings account or any other UK account held in a bank/building society.

These accounts are available to new and existing  customers who plan to transfer or deposit funds that are not currently held within the Santander Group (Abbey, Alliance & Leicester, Bradford & Bingley, cahoot and Cater Allen)

You cannot make any further payments to your bond after the initial opening deposit, so make sure you put in the full amount you decide on at the start

This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time.

This years budget has proved to have its ups and downs, but a definite bonus to all you savers out there is that the amount of money in which you can invest into an Individual Savings Account (ISA) will be increasing from the current maximum of £7,200, to £10,200!

This means that you can boost your current annual £3,600 cash ISA savings to £5,100, and the same goes for your stocks & shares ISA allowance, but with this type of ISA you can invest up to your full ISA allowance, giving you the option to potentially invest £10,200 every year – either entirely into a stock & shares ISA, or a combination of the two.

This is great news, as it effectively means that you can invest a higher amount and receive 100% of the returns, without having to pass a penny on to the tax-man!

However, the new allowance will not be made available instantly. If you’re less than 50 years old, you will have to wait until the beginning of the new tax year (6 April), and even for those that are aged over 50, you will have to wait until 6 October before you become eligible to invest the increased amount.

Due to popular demand the Alliance & Leicester £100 switching incentive is back for one month only!

All you have to do to qualify for the free £100 is switch current accounts from your existing provider to the Alliance & Leicester Premier or Premier 50 Current Accounts. Apply online and benefit from the free Premier Switching Service.

The Alliance & Leicester Premier Current Account comes with a great overdraft facility with a 0% EAR typical on up to £2,000 for the first year, then a 50 pence per day (up to £5 per month) usage fee after this period, which will only be applied if the overdraft is used. You can also benefit from a points scheme, exclusive mortgage and loan deals, and free breakdown cover when you buy car insurance through Alliance & Leicester. You must be aged 21 years or over to  qualify for this account.

The Alliance & Leicester Premier 50 Current Account comes with some great features, like annual multi-trip travel insurance covering anyone up to 79 years of age,plus health care and fraud protection, as well as a great interest rate of 5.0% on balances up to £2,500. After one year, 1.00% AER (variable) applies. Balances over £2,500 earn 0.10% AER (variable). To qualify for  this account you must be over the age of 50. Get all of this for just £10 a month.

You can access to your account wherever and whenever you like with internet, phone and mobile banking services, or during opening hours at your local Alliance & Leicester branch.

On successful approval of your application, £100 will be deposited into your new Premier or Premier 50 Current Account within 15 weeks.

This great offer is only available until 28/05/2009, so if you missed out last time make sure you take advantage before it’s too late!

Virgin Money Credit Card

Virgin are now offering a fantastic 16 months interest free on balance transfers. This has increased from it’s previous period of 15 months, stepping it up to the longest period available on the credit card market.

This card is recommended for those that wish to transfer a balance over to pay it off, rather than a card to make purchases with, so if the Virgin money credit card sounds right you you, come and apply at Which4U

Please note: If you have one of Virgin’s sister credit card with MBNA, you are unlikely to be accepted.