Browsing "Money Saving Tips"
The notion of working together to save the planet is no longer a self-fulfilling prophecy, it seems. The majority of people believe that the government should incentivise recycling, according to a new survey, while a quarter have confessed that they would make more effort to recycle if there were more financial rewards available. Well, the chance is now there, so it’s time to get our act together.
Greenredeem aims to meet this demand for incentives and improve recycling through a rewards scheme that could return between £75 and £100 per year.
The Worrying Truth
A study by the firm (formally RecycleBank) found that one in five respondents showed no interest in preserving the environment. Some said they found it too tiresome, while some of the Clarkson mould are convinced that recycling makes no difference at all.
Almost two-thirds said that the government could do more to encourage recycling, while more than a third of respondents believe that local government could be rewarding people financially for their efforts, by offering tax rebates or lowering council tax.
- 27% don’t recycle because they don’t get anything out of it;
- 19% are not interested in being green;
- 37% of adults think that companies, government, local government should be rewarding people for being green and recycling;
- 24% would be encouraged to recycle more frequently if they received a financial benefit for their troubles.
Greenredeem aims to improve recycling rates through a reward system that allows people to earn points for recycling and then redeem them through commercial partners.
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Given the imminent rise in gas and electricity prices, it’s important to consider as many energy-saving techniques as possible. A frequently overlooked area is lighting. Louise McCurry of Meteor Electrical tells Which4U about the money-saving opportunities available through LED lighting.
There aren’t many places that we can go today without seeing some sort of floodlight – whether that be in a public car park or in a football stadium.
Why are there so many floodlights? Well, the answer is that floodlights have much more power than standard outdoor lighting. One floodlight alone can do a better job than hundreds of standard bulbs. Many choose LED floodlights as these give a stronger sense of security in homes and work places and act as a deterrent against crime.
Floodlights are sturdy and durable, meaning they can withstand harsh conditions such as rain and snow. This is perfect as you won’t have to worry about extreme weather destroying your lights and having to fork out money to replace them!
LED floodlights are economical and eco-friendly. They use far less electricity than halogen floodlights, meaning you will save on energy bills while helping the environment.
The LEDs can also be directed towards certain areas. If you need light to focus on your gates, for example, this can be done easily and it is far cheaper than standard halogen lights. Halogens cannot focus directly on objects because the light inside them splits to cover a surface evenly.
So, you may ask, how can you save on money within the home? Well, the answer is domestic LED lighting. LEDs have been around for many years and they are best known for Christmas lights and traffic signals. However LED lighting in our homes has become more popular and is rapidly replacing standard incandescent light bulbs. The most popular LED lighting that can be seen in homes today are LED spotlights and LED floodlights.
The advantage of LEDs having a smaller chip is that the bulb lasts far longer, meaning lower ongoing costs as you won’t have to replace the bulbs as often. The LEDs themselves require less energy to power than standard light bulbs; this means you will have a reduced energy bill! LED lighting can use up to 80% less energy than standard bulbs and they have been known to last up to 100,000 hours.
The only disadvantage is that LEDs do have a higher purchase cost, but they are worth the extra expense as you want to keep your energy and maintenance bills as low as possible – especially with rising energy costs.
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Fuel economy, tax breaks, and a host of other money-saving measures make electric cars a surprisingly attractive proposition for resistant Brits. Joe Cox of Car Loan 4U investigates the opportunities.
For millions in the UK, the cost of motoring comes second only to our rent or mortgage in terms of outgoing costs, and with inflation high and energy bills continuing to rise, it’s difficult to see where the so called ‘squeezed middle’ can find real savings. Certainly, prices at the pump aren’t set to drop anytime soon and paying car tax is inevitable, right?
Well, not necessarily. What if you could run a vehicle that didn’t cost you a penny in petrol and was exempt from car tax? Would that not save us a fortune? It’s an argument that the proponents of Ultra Low Emission Vehicles (ULEV) have been trying to put across for years, and it seems, with the Government’s latest tranche of measures designed to encourage their uptake, they may now have a point.
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This is quite a poignant post, as my ten-year spell as a student recently came to an end. But one thing is for certain: if I can survive ten years as a student without financial meltdown, there’s hope for all of us. You could say I’ve become a specialist of the ascetic existence.
So, as the new academic year begins, my top five tips to new students would be as follows:
1. Don’t be seduced by every offer.
Freshers’ Week, and particularly the Freshers’ Fair, is the prime time for university societies, local bars and businesses to promote themselves and snap up new members. But don’t be rushed into splashing your cash everywhere because of tempting offers. There will always be new offers just around the corner.
2. Resources are finite, including your time.
Just remember: it’s not just cash that you’ll be short on at university, but time as well. University terms are intense. You’ll work hard, play hard, and probably find yourself tired quite a lot of the time. So think carefully before signing up to a bundle of societies or for an annual gym membership. They’ll almost certainly be good value; but if you never get to use them, there’s no value.
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DIY and home-improvement are two things every homeowner should be thinking about if they want to add value to their house, says Ryan Hirst of Eurofit Direct. Below, Ryan investigates the best apps for DIY and home-improvement that will provide ideas and help to save you money.
Our home is a reflection of ourselves, and because of this people build an opinion of us based upon how our home looks. We should be looking to improve our home all the time for it to hold its value in an ever-competitive housing market.
Whether its little home DIY crafts or large scale renovation projects like replacing your kitchen, home improvement can be done by anyone.
Whatever the home improvement or DIY intention may be, one thing has a massive effect on what we can and can’t do: money. Hiring a handyman or a professional can be expensive, and even buying little features for your home can quickly add up. So, with this in mind, we need to focus on how we can spend our money as best we can.
That’s why, today, I am going to introduce you to a few DIY apps that are available on the iPhone, all of which will help you on your way to improving your home. These apps are packed with inspirational videos, photographs and write-ups on everything DIY and home-based. Whether you are looking for some crafty DIY tips to make your bedroom more romantic or need some information on fitting your kitchen sink, these apps will provide it.
Just think about how much money you could save if you don’t need to hire a professional or go shopping for these crafts – there are so many tasks we can all do with a bit of help, and these guides assist with exactly that.
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As the new academic year approaches, it’s understandable that new students might feel apprehensive about managing their finances during their university years.
Those leaving home for the first time in the coming weeks will suddenly have to deal with rent payments, utility bills and course costs, not to mention the rigorous demands of socialising.
But apprehension needn’t be a bad thing. It’s all too easy to overspend when the first instalment of the student loan appears and to be left short later. Nine out of ten students end up juggling other forms of credit outside of their student loan, such as overdrafts or credit cards.
This needn’t be a problem if handled sensibly. But many students fail to recognise how poor financial management and black marks against their credit history could impact their future applications and decision-making.
Credit reference agency Experian wants new students to understand how their credit history is formed, and how their future decisions will be compromised if they run into trouble with credit during university years.
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